My grandparents were poor, southern country people. They had to be frugal because they had very little money. They never ate out at restaurants and they had to make do with what they had or starve.

There was no microwave dinners, stops by fast food places, or convenience foods. I don’t know if there was a such thing as food stamps back then when they were growing up, but even if there was, they didn’t get any kind of assistance whatsoever. They grew much of their own food.

They grew gardens in the summer and canned food to eat during the winter. They raised chickens which provided them with eggs and killed the chickens for meat. (Yuck!) They also raised hogs. (Yuck! I don’t eat pork)

Apples grew on trees which they ate for snacks or used to bake. There were walnut trees and hickory trees which provided them with nuts.

Basically the only food supplies they purchased in stores were things like salt, sugar, pepper, flour, and cornmeal. Everything else they provided for themselves or did without. They didn’t have a choice.

A regular and staple dinner for all poor country people was pinto beans and cornbread. It was cheap, easy to make, and filling. It didn’t include any meat which they could not afford to eat meat regularly.

Well now things have changed a lot for this generation. I like Mexican, Indian, Middle Eastern, and Americanized Chinese food. I like eating out. And I don’t raise my own food.

People today are also cooking a lot healthier than they did back then. Back then they used grease to cook with (Yuck!!!) After frying some kind of pork like sausage or bacon they would save the grease and use it to cook with and fry foods with. Personally to me that’s disgusting, but doctors have been telling their patients for a long time now, especially those with heart disease and diabetes to use canola oil, olive oil, or corn oil to cook with. Don’t use grease, lard, or fat. It’s unhealthy, clogs up your arteries, and makes your heart disease worse.

People today still enjoy their southern country dinners even though they’ve changed somewhat from way back when.

Why are they so good? Because they are healthy (lots of veggies, no meat), filling, comforting, and cheap.

Here is my version of a cheap country dinner. I don’t like pinto beans, so it’s not included.

*Cornbread- A necessity. Fried or pan baked.
*Corn on the cob
*Green beans and potatoes
*Boiled cabbage
*Mashed potatoes
*Macaroni and cheese

In the old days, people would have put in grease with the green beans and cabbage. I don’t use anything when I cook green beans. Just take some green beans and potatoes and boil in water until cooked.

With boiled cabbage add a little olive or canola oil.

Here is the recipe for fried cornbread cakes:
*1 cup of self rising corn mean
*1 egg
*1/3 cup milk

Mix batter. In a skillet heat a tablespoon of canola or vegetable oil and fry.

For people who grow their own vegetables, this is a very cheap meal since the green beans, cabbage, corn and potatoes are free. This filling meal would only cost a few dollars to feed a whole family.

Ok, there is a big craze going on about water cars, fueling your car with water, running your car on water, or however you want to say it. If you haven’t heard about it yet, you will.

The first time I saw these headlines, I thought it was a scam. It sounded so ridiculous. So I decided to research it and find out for sure if it’s real or a scam.

And my conclusion is, it’s legit, it’s real, but it’s misunderstood. You don’t run your car on water. Your car still runs on gas…but with using the hydrogen in water, you use a LOT LESS water and you save A TON of money.

With the way my car burns gas, I would save over $50 a week assuming I doubled my MPG. I estimated I would save close to $300 a month.

So you are probably wondering how this works. Well, water is made up of hydrogen and oxygen. Hence, the H2O. And hydrogen is a powerful fuel. There is a way to turn H2O into a gas called HHO-hydrogen-hydrogen-oxygen.

With HHO, you can double your MPG. You will still buy gas, you will just buy a lot less and save a lot of money.

The thing is, you will have to buy a manual showing you how to make a kit and put it under your hood and either you will have to do this yourself or show the instructions to someone else and have them do it for you.

You don’t have to be a mechanic. The manual is written so everyday people can read the instructions and do this.

There are several different guides out there, but the BEST one is of course, the most expensive one at $97. You will also need some supplies like a glass canning jar and some stuff you can easily purchase at any hardware store. In total with the manual and supplies it will probably cost around $150 up to $200.

Now I would make up that in less than a month and I would save probably around $3,000 a year on gas. So a $200 investment is nothing. My car gets terrible gas mileage and it makes me angry! (Mazdas get GREAT gas mileage by the way, but my Mazda died and I ended up with an awful gas guzzler. My Mazda had me spoiled)

So anyone who wants to be frugal and double their gas mileage might want to try this out. If you are like me and scared of tinkering with cars, then just buy the manual and show it to your cousin, uncle, father, friend, hubby, or mechanic. They should be able to get your car converted in an hour.

There is more science behind it that you can read about if you wish. It goes into more detail about HHO, Brown’s gas, hydroxy, the inefficient way your car’s engine is designed.

Your car actually WASTES 80% of the gas you put in it and converting water into HHO actually stops your car’s engine from doing that.

So, if you want to look at the actual sale’s page for Water4Gas and see if you want to invest $97 into saving a ton on gas here is the link: WATER4GAS

You can also look at: www.squidoo.com/savealotongaswithwater

Now the weather is warming up, yard sale season has begun.

Yard sales are a great way to get rid of extra stuff in your house you don’t need or want anymore and to bring in some extra cash.

The best way to have a yard sale is to team up with a few more families and hold your yard sale together. Bigger yard sales bring in more people. A 5 family yard sale will get more people than a 1 family yard sale. Talk to your friends and family and ask them if and when they are interested in having a yard sale. Then pick the person who lives in the most convenient location traffic wise and hold the yard sale in their yard.

Then you need to place an ad in your local newspaper. Divide the ad by how many families are involved then split the cost of the ad.

Now you can clear out closets, drawers, attics, and basements selling stuff you no longer want. Consider donating the left over items to charity or a needy family.

Ipods, Xboxes, Mp3 players, video games, think of all the stuff we have we don’t need. We live in such a materialistic culture that teens think cell phones are Ipods are necessities just like food and clothing and air.

With the price of food soaring faster than it has ever soared before, the highest ever gas prices, along with the recession, some people will have to learn to cut back on the stuff they don’t really need. And some people will have to learn the difference in what they really do need and really don’t need. You need food. You don’t need an Ipod.

Think of all the money an average family would have if they didn’t it on certain “luxuries”. Some families would be rich if they could get back all that they’ve spent on video games. It seems every year a newer, better, must have model of some video game system comes out. How many different Nintendos are there? The latest model was the Nintendo Wii. The original Nintendo came out in the 1980’s. And I don’t even know how many different versions have come in between, but it’s a lot.

When trying to save money and cut back on your budget, look at how much you are spending on stuff you really don’t need.

Only buy those wanted, but certainly not needed things on special occasions such as birthdays and Christmas and set a reasonable limit to what you will spend on these non necessities.

Rather than playing video games or listening to your Ipod, try spending time with what’s really important in your life, the people you love. You can’t buy them at a store. Go on a walk, have a good conversation and enjoy each others company. And it’s free.

Now that Valentines Day is over, head over to the store to get some great deals on Valentines Day stuff before it’s all gone.

Got a sweet tooth? Get Valentines Day candy for 50% off at most stores. Or if you have kids at school, grab boxes of valentines day cards for their school Valentines Day party next year at a fraction of the cost.

What if I told you that you could get your girl something for Valentine’s Day that she will love and cherish and it doesn’t cost  single cent. That’s right, absolutely free.

What I’m talking about is a love letter. Straight from the heart. A handwritten love letter written by you for her that spills your heart out.

Most girls will cherish something so personal and keep it forever and would rather have something so romantic like a love letter than any material gift you buy at the store.

Then, there’s the girls who expect some gold and diamonds and won’t be happy unless big bucks are spent on them. Well, I can’t give you any advice there.

Now if you’re thinking about writing a love letter to your man, well, I don’t think like a man so I don’t know if they like this type of stuff or not.

For a guaranteed free Valentine’s Day, just boycott the holiday. I’m one of those who believe that Valentine’s Day is just a corporate holiday so that businesses can rake in the money. You can be romantic any day of the year, not just February 14th. And it feels kind of forced, like you’re expected to act all romantic that day.

I’m not doing a thing on Valentines Day besides working, so I don’t have to worry about spending a cent that day. For me, Valentine’s Day is as significant as Groundhogs Day.

But for those who want to celebrate the day of forced romance on a budget, I can just suggest writing a heartfelt love letter, ordering in your favorite food, and spending a quiet evening at home enjoying each other’s company with a massage.

In January I bought a Christmas dress for my baby girl. When I went to the store I certainly wasn’t planning on buying a Christmas dress. Christmas is 11 months away. But I saved by taking advantage of a clearance sale for leftover Christmas items the store is trying to get rid of.

You can save big by buying items leftover after any holiday. Stores want to get rid of their holiday items to make room for the next holiday so they slash the prices off of their leftover inventory 50-75%.

Their was a rack of cute Christmas dresses for little girls marked way down at only $6. These are really cute dresses and it’s certainly not everday you can find such a cute dress for only $6.

If I waited until around Christmas time when the Christmas stuff came out to by my baby girl a dress, I imagine it would cost around $20-$25. But now I already have her dress ready for when Christmas comes around and when I see the price tags on the dresses come Christmas time I will be smiling thinking of how much I saved.

I just get a thrill on huge savings!  I find it fun to see how much I can save.

Now Valentines day is coming up and the stores have all of their Valentines stuff out. I will wait until February 15th to see what I can find for 50-75% off.

I wanted to buy some toys for my kids and with my frugal mindset, the prices for the toys at Wal-Mart just seemed ridiculous. It’s mainly the name brand licensed toys like Disney and Sesame Street. I don’t want to pay five dollars for some little die cast car just because it is from the Disney movie “Cars” for example. I knew I could find much better deals online. At ebay I can find a huge variety of toys, cheaper prices, in like new condition, and stuff you can’t ever find at stores. Plus I’m mad at Wal-Mart for having a whopping 2 lanes open when I went there and two very long lines of angry customers who spent the loooong wait in line griping about how Wal-Mart is too cheap to open up a few more lanes, so I would rather spend my money where I don’t have to wait in line forever.

So I was browsing around ebay looking for toys to buy and I found some really good deals, but when I looked at the shipping price I went, “Whoa!”. There was an auction for a lot of care bear toys and the price for the toys themselves was good, but when I saw the shipping cost was $30, I kept on looking. Adding in the shipping cost, it’s no longer a bargain.

If you are a collector looking for a specific item, that’s something else, but if you are looking for a bargain to get the most bang out of your buck then you really have to pay attention to shipping costs.

I did find some good deals on toys with fair shipping costs, but I had to skip over a few auctions that had really high shipping costs. Sometimes the size and/or weight of items makes shipping expensive and then there are a few people who try to make a little profit from shipping costs but adding several dollars to the actual shipping cost.

Now is the best time to buy Christmas stuff like wrapping paper and candy, if you haven’t had your fill of sweets already.

Now Christmas is over the stores want to get rid of their Christmas inventory so they are slashing prices, 50-75% off the before Christmas price.

At Wal-Mart prices for Christmas items will be 50% off and anything left over the weekend will be 75% off.

This is the best time to grab that wrapping paper at deep discounts and store them in a closet for next Christmas. As fast as time flies, next Christmas will be here before you believe it.

If you love sweets, now is the time to grab that Christmas candy. Of course you can’t store it until next Christmas because it won’t be any good then, but if you like to eat sweets, get Christmas candy for rock bottom prices for your desserts.

When you go to stores, look at the Christmas items they are offering for 50-75% off and if there is anything you will use next Christmas, grab it up and save.

“Is it worth it?”

A lot of times, you just have to ask yourself that and decide if spending money on something is worth it. For example, does it bring happiness, will it create good memories, etc.

There is a difference in being cheap and frugal. A lot of people misunderstand and think cheap and frugal are the same when they are entirely different concepts. Living in a mansion, but not flushing the toilet to save on water is cheap or giving your best friend a really cheap and tacky gift for their birthday when they got you a nice gift is cheap. Frugal just means using money wisely and not wasting it. A frugal person doesn’t mean a cheap person.

In arcades my kids do not play those racing games. They cost 4 quarters, a dollar, just to play one time. I CAN afford for them to play one of those driving games, but IT’S NOT WORTH IT!

To me, spending a whole dollar just for a kid to turn a steering wheel for two minutes is absolutely ridiculous and a complete wasting money. I hate to waste money on ridiculous things whether it’s a nickel or a hundred dollars.

Now inviting friends to a restaurant and paying for their food IS WORTH IT. Yes, I could save a ton of money by eating ramen noodles at home, but it’s not very fun. Going out to a restaurant, eating good food, not having to cook or clean, being with friends I love, and spending time with them is worth the cost of the bill to me. We will have a good time, we will talk, we will enjoy each other’s company and it will bring good memories. It will make me happy and them happy to enjoy each other’s company over some good food.

So if the bill is $45 for example, it’s definitely worth it. Now if I stayed home and ate Ramen noodles, I would have saved $44.50, but it would have not been fun or made me happy. It would not be a warm memory and I wouldn’t enjoy the company of my loved ones. So, it’s absolutely worth it.

And I still won’t pay a dollar for two minutes turning a steering wheel in an arcade, because that’s just a ridiculous waste of a dollar to me.

To be a successfully frugal person, you have to decide, “Is it worth it?” when you make decisions about spending money. Ask yourself certain questions like how enjoyable will it be, etc and decide if it is worth the cost. If it’s worth it to you and you can afford it, go for it. You’re not cheap, you’re frugal.