Entries for the ‘Frugal Mindset’ Category
Free Samples
Monday, March 30th, 2009Any frugal person loves to get free samples.
From time to time companies offer free samples of their products. These products can be anything from shampoo and conditioner, pads, heartburn medicine, paper towels, or whatever.
I have found some offerings of these free samples and got them myself. Usually they say it takes 4-6 weeks to get your items but I usually get mine in 2 weeks.
I have added a tool on the side of this blog where you can get free samples.
Check Craigslist Sometimes
Friday, February 27th, 2009You are probably familiar with the website Craigstlist.org. There is a Craigslist for practically every city. For small towns, you just have to go to the nearest city to you.
There is a “free” section. Sometimes people have free stuff they want gone. Either they don’t want to bother with a yard sale, just want to clear room from their closets, or for whatever reason they give away free stuff.
Sometimes there’s junk or nonworking items and sometimes there’s stuff that’s perfectly good.
I had my own success story with Craigslist recently. I rarely go to the site. I just happened to go one day and a woman was getting rid of boxes of stuff. She was clearing out her storage unit. So I grabbed my aunt and said this sounds like fun, a mystery box. It will be fun to see what’s in it. I just hope it’s not men’s underwear or anything.
So we went and the lady allowed us to get a few boxes each. We went through them at home and there was some nice stuff in it. I happen to have young boys and I found a whole box full of clothes that will fit them!!! It’s like God had provided. Now they are basically set for the summer.
Now in my area’s craigslist I don’t see a whole lot of good stuff under the free section, but occasionally I do. I just looked and saw a free working upright freezer, the people just didn’t want it anymore. I have no use for a freezer but there is probably someone out there who is getting a freezer for free.
So every now and then pop into your areas craigslist and see if there’s anything under the free section you can use.
And if you have stuff you don’t want anymore, consider giving it away on Craigslist. You may be helping out a family in need.
Take Advantage of After Christmas Sales Now
Saturday, December 27th, 2008Stores are now getting rid of all of their left over Christmas merchandise. Wal-Mart started out when it opened at 6am the 26th with all Christmas items half off. A lot of stuff doesn’t last long. If anything remains in a few days it will be 75% off.
If you need any gifts, wrapping paper, gift sets, cards, or anything else for a birthday coming up or for next Christmas now is the time to get it.
For example there are bath and body kits, perfume kits, and stuff like that, which would be good for any gift occassion such as birthdays, not just Christmas.
Get all your wrapping paper, boxes, ribbons, bows, name tags, and cards now for next year. So when Christmas comes around again, you will already have all your supplies so you won’t have to go shopping at full price.
Teach Your Kids The Real Meaning and Joy of Giving This Holiday Season
Wednesday, December 17th, 2008Most kids today are spoiled. That’s just the truth. The average 12 year old will tell you they want money, video games, video game systems, and expensive name brand clothes.
And there are some kids who get loads of good presents, whip them all open in a few seconds, and then groan, “Is that all?” While any decent person knows a better response would be “Thank you.”
If you are worried about your kid being spoiled or want to prevent your kid from being spoiled, call up and arrange to take them to a homeless shelter or women and children’s shelter.
Many of these women and children arrive at shelters with nothing but the clothes on their back. These kids have literally nothing and at Christmas only get what the genorosity of strangers provides for them with programs such as Toys for Tots.
Tell your child that in order to get new toys, they need to pick out some of their old toys to give to kids less fortunate.
Then take them to the shelter (don’t just show up, call and arrange for this first) and have your kid donate their old toys to the homeless kids. When they see how little these kids have with often entire families sharing one small room, they will be more appreciative and thankful when they open their own presents on Christmas. (Or whatever you celebrate)
Lots of Blankets and Saving On Electricity
Wednesday, December 17th, 2008Here is a tip to save a little on your electric bill. Nobody wants to pay a penny more to the utility companies than you have to.
At night, before you go to bed, turn down the thermostat about 4 or 5 degrees. So you won’t be using as much electricity.
For example if you have your heating set to 70 degrees during the day, turn it down to 65 degrees every night. You can even go further and set it to 60 at night and then gradually increase it during the day, so your heating system doesn’t have to work too hard at once. Like turn it up to 63 in the morning, then an hour later turn it up to 65 and an hour later set it to 70. Until bed time again.
And be sure everyone has plenty of nice warm blankets on their bed. 4 comfy, warm blankets should do just fine and keep everyone snuggled up warmly in bed.
If you have a large family and need a lot of blankets, go to a thrift store and you’ll find plenty of blankets you can buy for only $1-$7. That’s a lot cheaper than buying one brand new. Just run it through the washer once before using. And most likely, you’ll be using that blanket for years and years.
Time For The Middle Class To Cut Back, Back, Back
Sunday, December 7th, 2008The unemployment rate is the highest it’s been in 30 something years and 1 in 10 homeowners are either in foreclosure or late on their mortgage payment.
I’m totally not into fear mongering and wish the media would stop it, but it’s really time for the middle class for cut way back and learn to be frugal. In fact, things wouldn’t be so bad for a lot of households if they simply cut back.
I know a family that constantly complain about how poor they are and about how bad things are money wise, but they keep going on vacations and eat out more than they eat at home-what’s that all about! If they would eat at home and not go on so many vacations, they’d actually have more money. Big surprise!
The older generation things that parents of today are spoiling their kids like crazy and it’s even backfiring.
Way back when kids got homemade Christmas presents like homemade dolls and trucks and crocheted mittens and hats instead of video games, video games systems, cell phones, cash, ipods, and blackberries.
Give a kid today a pair of crocehted mittens for Christmas and they’d probably kill you. Hopefully not literally, but you never know today.
If things are so bad moneywise:
- cancel your cable/satellite
- have a landline phone and no cell phones
- if you have a cell phone stop text messaging unless it’s free
- stop buying video games
- buy clothes and books at thrift stores and not retail
- cook at home instead of eating out
If you’ve done all this and are still struggling, then there are more drastic measures you can take such as moving to a cheaper place or renting a room out if you have an extra room for a homestay or something. (Be sure to get a background check and have rules in place first). Or going to a food pantry if things are really bad.
And if you STILL need help, then it’s time to put yoru efforts into making more money instead of just saving it. You can’t save what you don’t have.
If you are unemployed, fill out applications everyday. Even if you go to the same place more than once, then they will know you’re serious.
Or if you have no income and can’t find a job go on welfare.
Ok these last steps are for the low class/poor and not the middle class.
Anyway the middle class needs to start shopping smarter and not spoil their kids so much. Besides, love is better than any material item period.
A Cheap and Healthy Southern Country Dinner
Monday, August 18th, 2008My grandparents were poor, southern country people. They had to be frugal because they had very little money. They never ate out at restaurants and they had to make do with what they had or starve.
There was no microwave dinners, stops by fast food places, or convenience foods. I don’t know if there was a such thing as food stamps back then when they were growing up, but even if there was, they didn’t get any kind of assistance whatsoever. They grew much of their own food.
They grew gardens in the summer and canned food to eat during the winter. They raised chickens which provided them with eggs and killed the chickens for meat. (Yuck!) They also raised hogs. (Yuck! I don’t eat pork)
Apples grew on trees which they ate for snacks or used to bake. There were walnut trees and hickory trees which provided them with nuts.
Basically the only food supplies they purchased in stores were things like salt, sugar, pepper, flour, and cornmeal. Everything else they provided for themselves or did without. They didn’t have a choice.
A regular and staple dinner for all poor country people was pinto beans and cornbread. It was cheap, easy to make, and filling. It didn’t include any meat which they could not afford to eat meat regularly.
Well now things have changed a lot for this generation. I like Mexican, Indian, Middle Eastern, and Americanized Chinese food. I like eating out. And I don’t raise my own food.
People today are also cooking a lot healthier than they did back then. Back then they used grease to cook with (Yuck!!!) After frying some kind of pork like sausage or bacon they would save the grease and use it to cook with and fry foods with. Personally to me that’s disgusting, but doctors have been telling their patients for a long time now, especially those with heart disease and diabetes to use canola oil, olive oil, or corn oil to cook with. Don’t use grease, lard, or fat. It’s unhealthy, clogs up your arteries, and makes your heart disease worse.
People today still enjoy their southern country dinners even though they’ve changed somewhat from way back when.
Why are they so good? Because they are healthy (lots of veggies, no meat), filling, comforting, and cheap.
Here is my version of a cheap country dinner. I don’t like pinto beans, so it’s not included.
*Cornbread- A necessity. Fried or pan baked.
*Corn on the cob
*Green beans and potatoes
*Boiled cabbage
*Mashed potatoes
*Macaroni and cheese
In the old days, people would have put in grease with the green beans and cabbage. I don’t use anything when I cook green beans. Just take some green beans and potatoes and boil in water until cooked.
With boiled cabbage add a little olive or canola oil.
Here is the recipe for fried cornbread cakes:
*1 cup of self rising corn mean
*1 egg
*1/3 cup milk
Mix batter. In a skillet heat a tablespoon of canola or vegetable oil and fry.
For people who grow their own vegetables, this is a very cheap meal since the green beans, cabbage, corn and potatoes are free. This filling meal would only cost a few dollars to feed a whole family.
Is This Water For Gas Thing Real Or A Scam?
Saturday, June 21st, 2008Ok, there is a big craze going on about water cars, fueling your car with water, running your car on water, or however you want to say it. If you haven’t heard about it yet, you will.
The first time I saw these headlines, I thought it was a scam. It sounded so ridiculous. So I decided to research it and find out for sure if it’s real or a scam.
And my conclusion is, it’s legit, it’s real, but it’s misunderstood. You don’t run your car on water. Your car still runs on gas…but with using the hydrogen in water, you use a LOT LESS water and you save A TON of money.
With the way my car burns gas, I would save over $50 a week assuming I doubled my MPG. I estimated I would save close to $300 a month.
So you are probably wondering how this works. Well, water is made up of hydrogen and oxygen. Hence, the H2O. And hydrogen is a powerful fuel. There is a way to turn H2O into a gas called HHO-hydrogen-hydrogen-oxygen.
With HHO, you can double your MPG. You will still buy gas, you will just buy a lot less and save a lot of money.
The thing is, you will have to buy a manual showing you how to make a kit and put it under your hood and either you will have to do this yourself or show the instructions to someone else and have them do it for you.
You don’t have to be a mechanic. The manual is written so everyday people can read the instructions and do this.
There are several different guides out there, but the BEST one is of course, the most expensive one at $97. You will also need some supplies like a glass canning jar and some stuff you can easily purchase at any hardware store. In total with the manual and supplies it will probably cost around $150 up to $200.
Now I would make up that in less than a month and I would save probably around $3,000 a year on gas. So a $200 investment is nothing. My car gets terrible gas mileage and it makes me angry! (Mazdas get GREAT gas mileage by the way, but my Mazda died and I ended up with an awful gas guzzler. My Mazda had me spoiled)
So anyone who wants to be frugal and double their gas mileage might want to try this out. If you are like me and scared of tinkering with cars, then just buy the manual and show it to your cousin, uncle, father, friend, hubby, or mechanic. They should be able to get your car converted in an hour.
There is more science behind it that you can read about if you wish. It goes into more detail about HHO, Brown’s gas, hydroxy, the inefficient way your car’s engine is designed.
Your car actually WASTES 80% of the gas you put in it and converting water into HHO actually stops your car’s engine from doing that.
So, if you want to look at the actual sale’s page for Water4Gas and see if you want to invest $97 into saving a ton on gas here is the link: WATER4GAS
You can also look at: www.squidoo.com/savealotongaswithwater
Hold A Yard Sale This Summer
Sunday, May 18th, 2008Now the weather is warming up, yard sale season has begun.
Yard sales are a great way to get rid of extra stuff in your house you don’t need or want anymore and to bring in some extra cash.
The best way to have a yard sale is to team up with a few more families and hold your yard sale together. Bigger yard sales bring in more people. A 5 family yard sale will get more people than a 1 family yard sale. Talk to your friends and family and ask them if and when they are interested in having a yard sale. Then pick the person who lives in the most convenient location traffic wise and hold the yard sale in their yard.
Then you need to place an ad in your local newspaper. Divide the ad by how many families are involved then split the cost of the ad.
Now you can clear out closets, drawers, attics, and basements selling stuff you no longer want. Consider donating the left over items to charity or a needy family.


