Ok, I have come across some pretty ridiculous fees for various stuff, but I have finally come across the most ridiculous fee ever in the history of fees.

I recently got a new credit card, my second one. I want credit cards to improve my credit score and to have for emergencies.

My first credit card is from Capital One and I always pay my bill online with my debit card. I don’t like to deal with writing checks and going to the post office to buy stamps and all that hassle.

So I went online to pay my balance on this new credit card from Credit One and what do you know, I have to pay a $5.95 fee just for paying my bill online!

THAT’S RIDICULOUS AND STUPID!

You want to charge me a fee to pay my bill?!?!

So being frugal, I hate to throw away $5.95 when I could use that to go by a pizza at Little Caesars or a bag full of books at the thrift store, but I had no choice because my bill was due the next day and if I was late in paying it, I would be charged a $20 late fee.

So if I have to choose between throwing away $6 or $20, I guess I have to throw away $6.

Could you imagine going to a store and at the cash register, your items are wrung up and then the cashier says,  “I have to charge you a fee for shopping at our store.” You’d probably be peeved cause that would be crazy. And it’s insane to charge customers a fee for paying their credit card bill.

They already charge a yearly membership fee, interest, late fees, over the limit fees, and research fee (whatever THAT is) and they want to charge a pay your bill fee on top of that?!?!

If someone only paid their bill with their debit card, it would be literally impossible to pay off their credit card balance. If they paid off the balance in full, they would be charged that stupid $5.95 fee. Then they would just be in a cycle of paying $5.95 every month for paying their bill.

So I am going to write a check, mail it to Credit One Bank, pay off my entire balance (which isn’t much) and never, ever use that credit card again.

    There are always things we can do to cut back and save some money but sometimes we really need to bring in some cash to help pay bills and buy stuff.

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